![]() The returns should be based on the magnitude of the cash flows that you make on the investment. The cash flows are there for the real and are very hard to manipulate. For the matter of fact, the accountants tend to spend all their energy in doing that only. Accounting profit can be easily distorted by the accountants. Rather than looking at the accounting profit, we should look at the cash flows. The lessons learned from this incident can be applied in every field of valuation. That’s why he ended up with billions of dollars in his bank account while Winston Groom couldn’t. ![]() He gets his percentage share when the ticket gets sold and after that, the movie company can do with the revenue whatever they want to do. You got what you deserved.” This is what happens when you put your faith in the accounting profit.ĭo you know what Steven Spielberg‘s contract specifies as a percentage of? Movie ticket receipts. The judge said: “So basically you put your faith in the hands of the accountant? Is that right?” He said: “I guess so.” The judge said: “The case dismissed. Groom, is this the contract you signed?” He replied yes. The judge took a look at the contract and asked: “Mr. Winston Groom said that it’s not fair and decided to contest it in the court. He asked provision for what? They replied that provision for future bad movies. They said that they haven’t named that yet but that’s a provision. So he looked down at the expense items and he noticed a big expense item of $140 million. ![]() He went to their office to have a look at the accounting books and found out that they were making $80 million loss. They asked him to come and take a look at their accounting books. He asked that how can you guys be losing money on this movie as it has grossed more than $200 million in revenues. They replied that they are not making any money but are losing money. So he called Paramount and asked them: “Where is my 3% share?” They replied: “3% of what?” He said: “3% of the accounting profits of the movie.”. ![]() He thought that maybe they lost his address. He kept on waiting for the cheque for weeks. He was thinking about the profits that he would get. Winston was on cloud nine after hearing the success stories of the movie. Now the movie went to production and then to distributors. Winston found the deal attractive and agreed for it. The author was contracted by the Paramount group for the screenplay rights for his book for $350,000 and for a 3 percent share of the firm’s net profits. The movie was based on the book Forrest Gump authored by Winston Groom. It took only 66 days to surpass $250 million and became one of the highest-grossing movies of all time. These lectures will help you a lot in understanding the corporate finance and equity valuation concepts of CFA level II curriculum.įorrest Gump was the fastest grossing Paramount film to pass $100 million, $200 million, and $300 million in box office receipts (at the time of its release). You can listen to his corporate finance lectures from here and equity valuation lectures from here. The professor always comes up with such anecdotes and is surely one of the best professors in the world. He was discussing the accounting controversy related to the movie Forrest Gump. I was listening to the corporate finance lectures from Professor Aswath Damodaran.
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![]() Why you should budget your whole incomeīudgeting all of your income is a strategy known as zero-based budgeting and it’s a good way to use your money more efficiently. If you budget all of your income (which you should), these two fields should be the same. your income subtracts how much you’ve spent from your total monthly income. your budget subtracts how much you’ve spent from how much you’ve budgeted or put into the different budgeting fields. There are two fields for your actual spend: one that compares your spending to your budget and one that compares your actual spending to your overall income. If you’re over budget, look for ways to save money and spend less. The “Actual Spend” boxes will be green if you’re under budget or red if you’re over budget. Once you’ve entered all the values, the template will tell you how much you have left at the end of the month. What if you don’t really know how much you spend? No worries, just use your transaction history and bank statements to make your best guess for any expenses you’re not sure about. Use the “Leftover Income To Budget” box at the bottom of the template to see how much of your total cash you haven’t yet allocated to a budget category (make sure you’re using all of your income!).Track your actual spending throughout the month in the “Spent” column.Add any categories we missed in the “Other” rows.Fill in the blanks for your monthly expenses by putting your typical costs in the “Budgeted” column for each category.Enter your monthly income (after taxes) at the top of the template.How to create your personal monthly budget template Now that you know how a 50/30/20 budget works, the next step is to personalize the budget template. This can be a helpful perspective if you’ve ever found budgeting to be too restrictive. By breaking your total income down into categories, you’re telling yourself how much you can spend in each category - not focusing on what you shouldn’t spend. You can think of your budget as a spending plan. This includes putting money into your emergency fund, investing in retirement accounts, and saving for big financial goals - like the down payment on a car or house. This includes the things you do for fun, such as going to concerts or dining out, and other things that are important to you, like updating your seasonal wardrobe or donating to charity. This includes household expenses that may fluctuate (think: groceries and utilities) as well as fixed costs, like insurance premiums or car payments, and other non-negotiables. Then, it gives a different percentage of your income to each of these expense categories. This is a widely used strategy that’s easy to apply and remember.īasically, it helps you set priorities in your budget and categorize expenses by breaking your spending into three types: needs, wants, and savings. This template follows the 50/30/20 budgeting method. Loan Payoff Calculator: How Quickly Can You Repay Your Loan?.Auto Loan Interest Calculator: Monthly Payment & Total Cost.How To Pay Medical Bills You Can’t Afford.Best Car Insurance For College Students.Should You Get Home Contents Insurance?.How Much Should You Contribute To Your 401(k)?. ![]() How Much Do You Need To Have Saved For Retirement?.The Beginner’s Guide To Saving For Retirement.Investment Calculator: How Much Will You Earn?.How To File A FAFSA As An Independent Student. ![]()
It would give the band a more seamless look, like Apple’s Link Bracelet has. SIMPLE & SECURE WATCH CLASP: Designed with unique butterfly folding clasp, the band is firmly buckled and cannot fall out easily Just press two buttons on both. However, for this type of band, a different kind of adapter, such as this one offered by Wearlizer, would look far more attractive. As I’ve said, they are fully functional and fit just fine. My only other issue with this band is the adapters. I probably should have taken it to a professional jeweler who could have done this in a snap. But once this process is done, and the bracelet painstakingly put back together, you’re ready to go. Oittm alternative stainless steel strap with metal adapter fit well for Apple watch, Premium materia, Precise cut holes, nobility, durability and elegance. If you’re just a fraction of a millimeter off in your alignment, the twisting pin will just bend instead of doing its job. Normal price is 37 on, but the seller had a coupon code to make it 7 on Black Friday. The basic idea is that you place the link you want to remove in the device and turn the screw so that the twisting pin pushes out the link pin, thus allowing the link to fall out. YouTube video of the unboxing, review, and tool kit use to adjust the band. ![]() Current: 27.99: Amazon (3rd Party New) High: 35.99: Amazon (3rd Party New) Low: 27. r/AppleWatch is the community to discuss and share information and opinions about Apple Watch, the smart Press J to jump to the feed. Apple Watch Band, Oittm 42mm Stainless Steel Metal Replacement Strap C. The other tool, which is a sort of impaling device, is what you use to remove the links. 611k members in the AppleWatch community. ![]() ![]() The tiny screwdriver was just to tighten the screws that are already in the adapters, just as a precaution. Oittm does send you the tools you need along with the watch. ![]() SaaS application is a free Bootstrap 4 landing page template with a playful and friendly color scheme. It’s called Switch because it comes with a top hero toggle that allows you to easily switch between a dark and light layout, so you can impress your users by showing a truly original look and feel inspired by the sky that changes during the course of the day. Switch is a free HTML landing page template built with high design standards and responsive performances in mind. ![]() It's built with HTML5, and it comes with a modern and trendy dark look, a bright complementary palette, 3D icons/illustrations, and it’s wisely coded and documented, so you don’t have to worry about customising the template for your specific needs and purposes. Solid is a one-page landing page template designed for online tools, SaaS products, and digital services. Enjoy the reading, and feel free to use them for whatever you want. Digital services, ebooks, and online coursesĪll the templates from the following list are 100% free, carefully crafted by different teams and authors, and built with HTML5 and Bootstrap.I spent hours researching and finding the best free HTML landing page templates out there, and as the result, I’ve come up with this list of 40 beautiful templates that you can use for multiple purposes, tools, and projects. The good news is - you don’t have to design your landing page from scratch, and with so many free landing page templates out there, you can easily create a beautiful landing page in no time, saving hours of development that you can invest in creating the right message for your business. ![]() Unfortunately, creating a landing page is hard and time-consuming: the structure, the design, the images, the copy, and so on. You have spent weeks finding the right problem to solve, months or even years developing a brilliant solution that will relieve your customer pains, and now there is only one thing missing: You’re almost ready to launch - you need a landing page.Įven if you're trying to sell an online service, an ebook, or a digital course, a landing page is critical in helping you achieve the desired outcome based on your specific goal, so it's worth spending some time find out what you really need to get it right. ![]() It has been used to produce new workspaces with a feature work process.It offers a set of tools for graphics, from CorelDRAW as a drawing tool and vector graphics editor, Corel Photo-Paintshop as a bitmap image editor, and much more. 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The 130-member convoy includes people of all faiths and religions, men and women, from India, Pakistan, Iran, Malaysia, Indonesia, Japan, Bahrain and Azerbaijan. The convoy is carrying aids from India, Iran and Syria etc. The convoy plans to enter Gaza through the Rafah Border with Egypt on December 27, the second anniversary of the war on Gaza by Israel after the completion of the six-month truce in 2008. It is expected to sail to the Al Arish Port in Egypt from the Latakiya Port in Syria. The Asian convoy left New Delhi on December 2 and passed through Pakistan and Iran before arriving in Turkey. Feroze Mithiborwala of the Awami Bharat delivered the vote of thanks at the function. The convoy had a dinner at the Iranian Parliament where Ali Akbar Abu Turabi, vice-president of the Parliament, received them. “The people shouted ‘Kullu yaum ashura, kullu arzin karbala, haihata mina zzilla’ meaning ‘Everyday is ashura, every land is Karbala, no more subjugation to oppression’. “The Iranians connected the fight of Imam Hussien, grandson of Prophet Muhammed, against the oppressive rulers and his subsequent martyrdom with the suffering and resistance of the people of Palestine,” said Bishruddeeen Sharqi to. Earlier the convoy had received hearty welcome in Iran, where people were on the zenith of enthusiasm as the caravan entered the country in the eve of the Muharram. The caravan arrived in Turkey on Friday and covered the Kurdish area of Vann, receiving the support and cooperation of the Turkish government and other non-government organizations. The Turkish Prime Minister Racep Tayyip Erdogan is also reported to send his representatives along with the convoy. Meanwhile, the Iranian Parliament has reportedly decided to send seven of its members along with the Asian convoy to Gaza. They, along with the Assistant Mufti of Syria Mr Alauddin Zuaitiri, also met some Palestinian support groups in the city. The two visited the Palestinian camp of Yarmouk on Friday. They are to arrange visas and reception of the convoy in Syria, Egypt and Palestine as well as coordinating the participants from Lebanon, Jordan and Kuwait who are joining the convoy afresh. Mr Sharqi and Salim Gafuri of Iran’s Ummah al Wahida left the caravan from Tabriz, Iran, for Damascus for some preparatory works ahead of the convoy entering Syria. They appreciated the support and cooperation extended to the suffering people of Palestine by the Syrian people and government. The press meet held in Yarmouk, a Palestinian camp in Damascus, was attended by Khalid Abd al-Majid (Secretary General of the Palestinian Popular Struggle Front), Ahmed Abdul Karim, Sheikh Alaa Zaatari (representative of the Grand Mufti) and Sheikh Yusuf al-Abbas (representative of the Caravan in Syria). “The idea of the Asia to Gaza Solidarity Caravan came up last year when it was known that a lot of Asians were unaware of the Palestinian cause and the siege of Gaza,” said Bishruddeen Sharqi, state committee member of India’s Solidarity Youth Movement, while addressing the media prior to the arrival of the caravan in Damascus. In the Australian Arid Lands Botanic Garden near Port Augusta there are some small display gardens which feature eremophila hedges. Most have come from sources close to Canberra, Yarralumla native plants sale, Stocks Native Nursery, Heritage Nursery and Australian Native Plants Society Canberra sale, ANPS Market Day, Cool Country Natives, but some from South Australian Plants Society sale, and nurseries such as Belair, Port Augusta, Maffra, Kuranga, Goldfields and Sunvalley.Įremophilas make useful hedges. I have purchased eremophilas from more than twenty different sources over the years, as well as receiving many as gifts from propagating friends. ![]() Long periods of flower, particularly in the winter in Canberra and other cooler regions, can keep both insects and birds alive. ‘Approximately 75% of eremophilas are insect pollinated (entomophilous), with the remainder being bird pollinated (ornithophilous), or adapted for pollination by either.’ (Colin Jennings, Newsletter of the Australian Plants Society (South Australia), August 2001). This is important for both birds and insects. ![]() In 2016 in our garden 27 different varieties of eremophila flowered for more than half the year and two, Eremophila maculata brevifolia and Eremophila maculata ‘Aurea’ flowered every week of the year, even during Canberra’s winter. This is one of their best characteristics. From the left: Eremophila maculata brevifolia hedge (Arid Lands BG) and flower and Eremophila maculata ‘Aurea’Įremophilas bloom for a long time. Summary Gorogoa definitely falls into the category of games that I wish were longer, but it is difficult to find many genuine faults with the game. One requires players to finish the game in less than 30 minutes, and the other calls for a completion in no more than 500 moves. You will need to know how to get past puzzles as efficiently and as quickly as possible in order to unlock the game’s toughest achievements. Of the few that can be missed, two can be obtained with the use of chapter select, while the rest may take two playthroughs to obtain without the use of a guide. Gorogoa contains a total of 11 achievements, the majority of which are unmissable. Unsurprisingly, the demo takes less time to finish, but thankfully, it does provide a few new puzzles mixed in with some old ones. ![]() The demo is unlocked after completing the main story. Sadly, the ending is one of the easiest sections in the game, and it left me wanting more.Īlmost as if to say the developers are aware of the game's length, there is some additional content in the form of a 2012 demo of the game. The end of the game suffers because of this, as the last few puzzles can just be sped through. Playtime can obviously vary from person to person, but once you have a good understanding of the mechanics and the puzzle types, certain obstacles can be overcome rather quickly. I was able to complete the game in about an hour and a half on my first playthrough, which may be a major or minor negative depending on personal preference. There is no shortage of positive things to say about Gorogoa, but its one possible detractor is its length. ![]() Though, this feature can be turned off if you are looking for even more of a challenge. Intelligent level design aside, it also helps that intractable objects are highlighted when any button is pressed if an image is fully zoomed out. In fact, one of the most enjoyable aspects of the game is searching for these hints, which then leads to finding hidden connections between the images. Subtle visual cues and hints that guide players towards solutions can be found in many of the illustrations. Giving up never crossed my mind, and this is thanks in large part to the clever level design. That being said, there are a few puzzles that can be overcome by simply using brute force through trial and error.Įven when I was stuck on the game's tougher puzzles, I felt as though they could be overcome after more careful inspection. Most times, you must think of the separate pictures as one whole idea, and it’s extremely pleasing to see everything come together in an animated sequence once a puzzle is solved. A number of puzzles are in pieces, spread across the four panels. The game is challenging and tricky without being tedious or unfair. That sentence sounds ridiculous, but it was an odd puzzle that was satisfying to figure out. In one instance, I used a star in one picture frame to light the lantern in another, to then zoom in on the pattern of a moth that was attracted to the light in order to take an item from its wing. Mastering these mechanics is important, but if you cannot think outside the box when using them, you will not get very far. These mechanics include attaching and detaching images, moving images between the panels, superimposing them, and zooming in and out, just to name a few. To get past the puzzles in Gorogoa you will need to learn how to use the gameplay mechanics in creative ways. ![]() The entire game takes place within four panels in which you will be doing all of your problem-solving. ![]() You may not understand much of what is going on story-wise until relatively late in the game, but you will be doing plenty of puzzling on your way to those end-game revelations. In order for these fruits to be collected, he will need to be guided from foreground to background, through magical doorways, from panel to panel, and even across time. In it, you will be tasked with guiding a child as he collects five fruits for some sort of fantastical creature. There is no dialogue whatsoever, either spoken or written, but it soon becomes apparent that Gorogoa does not need words to tell its story. The game’s story is told through nothing but hand-drawn images, both static and animated. ![]() That said, many other bizarre and wondrous creatures from the deep sea will soon be on display at the aquarium. "We had no ambition to collect this animal," as the aquarium is not adequately set up to care for the poorly understood fish, Knowles said. microstoma specimen until it swam away and then continued their search for jellies and comb jellies of the deep sea. On their recent dive, the team avidly watched the M. As of today, there's still much to learn about the funky fish. So scientists didn't know about the shields until the 2000s, when MBARI scientists saw a barreleye fish in its natural habitat, he said. ![]() microstoma was first described in 1939, fishers caught these early specimens in nets that destroyed their transparent head shields. "Most aspects of their natural history remain unknown and much of what we think we know about them is based on speculation," Robison said. Photos: Deep-sea metropolis of octopuses The barreleye fish's transparent head shield might protect it against the stinging cells in the siphonophores' tentacles - but again, this is speculation. microstoma may sometimes swipe food from siphonophores - jellyfish-like organisms that cling together in long lines and capture prey in their tentacles, according to a 2009 MBARI video. Once a barreleye fish spots a bioluminescent jelly or tiny crustacean floating by, it zooms upward to snag the creature in its mouth while rotating its eyes forward, so it can see where it's going. By pointing their verdant eyes straight upward, barreleyes can spot the silhouettes of their prey from above, and the green pigment in their eyes likely helps filter out sunlight from the ocean surface. The fish can hover this way thanks to a set of broad, flat fins that extend out from its body. Barreleyes are less abundant than commonly-seen twilight zone fish, such as lanternfish or bristlemouths, and the MBARI team encounters barreleye fish about as often as they do anglerfish, whalefish and gulpers, "which is very rarely," he said.īased on past observations by MBARI researchers, published in 2008 in the journal Copeia, scientists think that barreleye fish mostly remain motionless as they wait for unwary prey, like zooplankton and jellyfish, to drift overhead. "We have no handle on population size, except in a relative sense," Bruce Robison, an MBARI senior scientist, told Live Science in an email. Scientists have little sense how many of these gelatinous helmet-heads float in the ocean's depths. The fish live in the ocean twilight zone, which lies about 650 to 3,300 feet (200 to 1,000 m) underwater specifically, barreleyes live about 2,000 to 2,600 feet (600 to 800 m) beneath the ocean surface, near the depth where the water plunges into complete darkness, according to MBARI. The barreleye fish's habitat ranges from the Bering Sea to Japan and Baja California. Two dark-colored capsules sit in front of the fish's eyes and contain the organs the animal uses to smell. These eyes are incredibly light-sensitive and can be oriented straight up, towards the top of the fish's head, or straight ahead, according to MBARI. In the light of the ROV, the barreleye's eyes glowed bright green and could be easily seen through the clear, fluid-filled shield that covers the fish's head. "We all knew that this was likely a once in a lifetime experience," since the elusive creature is seen so very rarely, Knowles said. As a buzz of excitement rippled through the control room, Knowles kept the ROV camera in focus while the ROV pilot Knute Brekke kept the underwater robot pointed at the barreleye. ![]() So first hone in on a series, then choose the model that most appeals to you. And the Mid Mech series is very compact and gives you adjustable strides as well, like the FreeStriders. The FreeStride Trainers give you the most freedom of movement with their large adjustable strides.the Front Drive models give also give you longer strides and increased incline capability. However, the SpaceSavers have the shortest strides as we mentioned. What about the SE9i vs the other NordicTrack ellipticals? All of the machines are different, so you really can't compare one series to the next. We think it's worth the additional $500 for all that you are getting, but you need to decide if it's within your budget. The SE7i is around $1299 or so on sale, while the SE9i is $1799. The only reason you might not opt for the SpaceSaver SE9i would be the price. You also only get grip heart rate on the SE7i, while the SE9i gives you the free wireless chest strap for more accurate measurements. You get 24 resistance levels instead of 22 and 30 built in workouts as opposed to 24 on the SE7i. The SE9i is definitely more advanced than the SE7i, with a touch screen console vs a basic backlit one. It's then just a matter of choosing between the two. If you definitely want/need a folding ellipticals, then these are your only options. These machines will keep you in a more upright position as you train than the front drive models, and are similar to the trainers you'll find at your gym. The SE9i and SE7i are the only rear drive ellipticals in the NordicTrack lineup. How Does the SE9i Compare to the Other NordicTrack Trainers? On top of all of the features above, you also get a free iFit Bluetooth Smart chest strap for accurate heart rate monitoring, oversized cushioned pedals, AutoBreeze workout fan, Soft Touch Upper Body Grips, water bottle holder and transport wheels for easy mobility. Other than that, the SE9i has everything you need. At 18", it may not be as comfortable for taller users. The only negative with the SpaceSaver series is the stride length. Note that the SE9i and its little brother the SE7i are the only NordicTrack ellipticals that fold. This subscription-based service gives you unlimited professionally designed programs, training with fitness pros across the world, Google map integration allowing you to choose any destination worldwide, meal plans and much more.Īssembly is easier than ever right out of the box, and the machine will fold with the touch of a button for easy storage post workout. The SE9i has 24 resistance levels to challenge yourself with, and an impressive 30 different built in workouts, on top of those that you can access through NordicTrack's iFit programming. ![]() It includes the company's patented SMR silent magnetic resistance which is smooth and quiet. You get 10 degrees of power incline, so you can ramp up your workouts and target more leg muscles. If you don't need the internet you can save some money and opt for the SpaceSaver SE7i instead. The fully web enabled touchscreen display is a big hit with users as they are able to select functions quickly and also are able to browse the internet, watch videos and do whatever else they like to do online. ![]() Most users would recommend this trainer to their friends and why wouldn’t you with a huge amount of capability this trainer really does deliver. NordicTrack SpaceSaver SE9i Elliptical Specifications Maximum User Weightįrame- Lifetime, Parts- 3 year and labour- 1 year.The NordicTrack SpaceSaver SE9i has plenty to offer, regardless of your fitness level, and the reviews have been very positive since its release. NordicTrack SpaceSaver SE9i Elliptical Features Besides it also has many other features like heart rate monitor, transort wheels, upper body grips, water bottle holder etc. Monitor your workout progress on its large 7" Web Enabled Color Touchscreen and stay motivated. For an more intense workout, to burn more calories this elliptical can be incline maximum upto 10 degree and get benefited. ![]() It supports 24 levels of digital resistance, making it suitable for all kind of users. It has an adjustable pedal that forms an excellent grip a comfortable workout. The NordicTrack SpaceSaver SE9i Elliptical comes with vertical space saver design, which takes minimal time to assemble. |
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